Congratulations on taking a step closer towards your dream home!
All you need now is the right mortgage to meet your needs.
I'm here to walk you through the process and take away the stress so you
retain the excitement of owning your new home.
Hi, I'm Ann Evans.
With over 35 years of experience helping first-time buyers like you, I've mastered the art of finding the perfect mortgage deal tailored to your unique needs and financial situation.
Unlike estate agents who only have limited options, I have access to the whole of the lending market and can scour thousands of lenders to find you the best deal.
I'll guide you through every step of the process, from pre-approval to closing, ensuring you understand your options and feel confident in your decisions. As your trusted companion and confidante, I'll listen when you have questions or concerns and provide answers and reassurance.
RBA, London
T.A, London
GBER, Warwick
D.K, Warwick
Karolina
Christopher M
A home is somewhere to gain your independence, put down roots, raise a family, and make memories.
For many people, owning a home is a lifelong dream and a significant achievement. It can represent the culmination of years of hard work, saving, and planning to reach this milestone.
The journey to buying your first home can be a roller coaster of emotions. You may have had a taste of this if you were in competition with other buyers, and had to wait anxiously to see if your offer was accepted.
With me by your side, you don't have to worry. I'll take care of everything, so you can focus on making your new house the home of your dreams.
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Happy Clients
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Dream Homes
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Dedication
Your dream home deserves a mortgage that fits perfectly. I take the time to listen to your needs, goals, and financial circumstances, and then tailor my recommendations accordingly.
If you don't know what you're doing, searching for the right mortgage can be time-consuming and stressful. With my expertise and industry connections, I'll do the legwork for you, comparing rates and negotiating terms to save you both time and money.
Whether you are employed or running a business, buying your first home on your own or with a partner, have a deposit or need the backing of a guarantor, I will explain the options in plain English, with no jargon. I'll walk you through the process from start to finish.
All you need to do is focus on the life you will have after you move in. Until then, I'll take care of everything.
We will have an initial meeting, where I can really get to know you, really understand where you are in your journey, so I can explain to you the best possible way to proceed.
On the call with me, I will explain how I think I can help, make some suitable recommendations and explain the process fully - so you know exactly where you stand!
Through every step of the process, I will be there with you. I will personally guide you through each step of the process.
I will explain my reasoning behind every single recommendation, and I will make sure the deal is totally tailored to YOU and YOUR needs. And of course, I will provide the best possible level of communication.
I will monitor your application, and the FULL legal process right up until you are moved in.
I will have a full overview of everything, so that you can focus your efforts on the exciting things that really matter!
You will move into your new home, with the stress of your mortgage application resting on my shoulders, not yours.
Because that's the way it should be. Why should you worry about a thing?
You have just got the house of your dreams so you should be celebrating, and falling in love with it!
That's my goal. To make the experience enjoyable, so you can fall in love.
You may think that getting a mortgage as a first-time buyer is going to be even more
difficult if you are self-employed, but it doesn’t have to be.
With no limits on the lenders that I can work with, I am able to find the right product that will meet your circumstances, and that includes if you are freelance, a sole trader or a director of a limited company.
Many lenders consider people who are self-employed to be higher risk. I will use my
knowledge of the market and my experience to overcome such hurdles and get you the mortgage you deserve. You work hard, and I don’t think anyone should be prevented from getting the product they need to achieve their goals.
So, relax. I’ll soon have you focusing on the happy memories you are going to make in your new home. You can leave worrying about which lender is the most appropriate choice to me.
Along with the excitement of getting the keys
to your first home, you will no doubt also feel an element of trepidation as you take on your
first mortgage.
It is normal to feel this way. After all, a
mortgage is a long-term commitment. It may
also be your biggest monthly expense.
You may start to worry about what ifs. What if
something happens that means you cannot
meet your mortgage payment?
Nobody wants to focus on the negative, but it
does pay to be realistic. Having an accident
or becoming ill is a possibility, and as much
as we all hope these things won’t happen, it
is best to be prepared.
The good news is that protecting yourself and
your family for any future eventuality is
affordable and easy to arrange.
Just like with finding a mortgage, if you are
not an expert, scouring the market and
understanding all the jargon and small print
of the various products on offer can be
overwhelming.
That is where I come in. I can take away any
confusion. Having got to know you and your
personal circumstances, I can quickly find
the best product to meet your needs.
Once you have protection in place you can
truly relax knowing that today, next month, or
next year, you will always be able to meet
your commitments and continue to enjoy
your home.
Take the first step towards your dream home with my expert mortgage advice.
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