TL;DR:
Critical Illness Cover
Protect your future from the financial impact of serious illness with independent advice from Ann Evans – supporting clients with tailored cover for over 35 years.
-
One-off, tax-free payouts if diagnosed with a serious condition
-
Whole-of-market advice tailored to your lifestyle and mortgage
-
Personal, jargon-free guidance to help you choose the right cover

Focus on Recovery, Not Finances
A serious illness can change everything – your health, your plans, and your finances. But with the right cover in place, you can focus on getting better without worrying about how you’ll pay the mortgage or cover everyday expenses.
I’m Ann Evans, and for more than 35 years I’ve helped individuals and families put protection in place that gives real peace of mind. Critical Illness Cover is designed to pay a tax-free lump sum if you’re diagnosed with a specified serious condition – so you and your loved ones can stay financially secure during difficult times.
What Does Critical Illness Cover Provide?
-
A one-off payment if you’re diagnosed with a covered condition such as cancer, heart attack or stroke
-
Financial support to cover mortgage repayments, living costs, private medical treatment, or home adjustments
-
Additional cover options for children’s illnesses, multiple claims, and total permanent disability


Is Critical Illness Cover Right for You?
It’s especially worth considering if:
-
You rely on your income to pay the mortgage or household bills
-
You don’t have enough savings to cover an extended period off work
-
You want the option to focus on recovery without financial pressure
-
You have children or dependents who would be affected if your income stopped
Tailored, Independent Advice
With access to a wide range of providers, I’ll help you compare critical illness policies based on:
-
Conditions covered – not all policies are the same
-
Payout terms – including partial payouts and additional benefits
-
Premium types – fixed or reviewable
-
Add-ons and combinations – including life cover and income protection
I’ll take the time to explain your options, answer your questions honestly, and recommend the most suitable policy for your circumstances and budget.


Why Work With Me?
-
Over 35 years’ experience in personal protection
-
Independent, whole-of-market advice – not tied to any one insurer
-
Friendly, clear guidance with no pressure or jargon
You’ll leave the conversation with confidence, knowing exactly what your cover includes and how it supports your needs.
Protect Your Future Today
Let’s take the first step towards securing financial peace of mind if the unexpected happens. Contact me today for a confidential, no-obligation chat about critical illness cover.