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Why Use a Professional Mortgage Capacity Assessment? Robust and Court-Appropriate The reports are prepared specifically for Family Court use and are far more suitable than online mortgage calculators or informal lender opinions, which are not designed for legal proceedings. Authoritative An FDR Mortgage Capacity Assessment adds weight to negotiations and provides judges with a clear, professional view of realistic borrowing capacity. Transparent and Detailed While no specific lender or product is recommended, reports include: Affordability calculations Illustrative repayment examples Comparisons of fixed and variable interest rates Likely mortgage-related costs A Decision in Principle where appropriate Fixed-Fee and Proportionate Clear service levels and fixed fees are agreed in advance, with no hidden costs. Discounts apply where an earlier indicative assessment has already been completed. Bespoke to Your Circumstances Each assessment is tailored to the individual or joint financial position, with the ability to model multiple scenarios or provide updates where circumstances change.
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
Do You Need a Mortgage Capacity Report?
Do You Need a Mortgage Capacity Report? Are you a solicitor or barrister in need of a mortgage capacity report? Officially known as a Mortgage Capacity Assessment, this independent, court-ready…
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How To Find The Right Mortgage

Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
How To Find The Right Mortgage

How To Find The Right Mortgage Are you thinking about moving house or changing your mortgage deal? As everyone’s circumstances are different, it’s important to find the right mortgage for…
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What Are The Benefits of Remortgaging?
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
What Are The Benefits of Remortgaging?
What Are The Benefits of Remortgaging? Are you thinking about changing your mortgage? Maybe you’re approaching the end of your current mortgage term? Whether you want better interest rates or…
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How Does a 100% or 95% Mortgage Work?
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
How Does a 100% or 95% Mortgage Work?
In today’s challenging housing market, it can be hard for first-time buyers to get onto the property ladder. As a way of helping homebuyers struggling with affordability, some lenders are…
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Choosing the Right Buy-to-Let Mortgage
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
Choosing the Right Buy-to-Let Mortgage
Choosing the Right Buy-to-Let Mortgage It’s important to choose the right buy-to-let mortgage for your rental property, so you can look forward to better returns on your investment. It’s also…
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Your Home Movers Checklist
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
Your Home Movers Checklist
Are you looking to move house? There are a few things you will need to consider before you put your house on the market. I’ve shared a home movers checklist…
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Challengers for First Time Buyers
Ann Evans Mortgage Adviser - First Time Buyers | Home Movers | Re-Mortgages | Property Investors | Specialist lenders – adverse credit | Protection | Life Cover | Critical illness Income protection | Family protection
Challenges for First Time Buyers
Last month’s cut in the Bank of England Base Rate, along with better job and growth prospects, offers a bit of hope for first-time buyers. However, the deep-rooted issues in…
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